Use this Home Affordability Calculator to figure the monthly payments and affordability of your new home. This calculator adds in some other standard home purchase costs and common monthly expenses such as:
Closing costs Property taxes Private Mortgage Insurance (PMI) Hazard insurance Estimate of monthly expenses as a percentage
Note: when estimating your monthly expenses consider:
Electricity Gas Water/ Refuse collection Cable Landscaping Pool
"Seller May Carry" Homes fo Sale in Arizona: See seller carry financing homes for sale in Arizona. Edit this actual MLS search by city, home features or map. Can't qualify for a loan? The sellers may carry the mortgage on these homes with a down payment.
Jeffrey Masich says, "Current mortgage interest rates make purchasing a home more affordable right now. Try putting the current rates into the mortgage calculator to figure an approximate monthly payment."
Mortgage Loans for Special Needs (Note: Each mortgage lender services most types of loans)
Feel free to use your own lender or ask Jeff Masich for a lender to meet your needs. A " Pre-Qualification Form ", if using a mortgage loan for a home purchase, is needed in Arizona to present a purchase contract to a seller.
Most lenders will do FHA, VA, USDA, and Conventional Loans.
VA, FHA, USDA, Conventional Loans:
Sr. Loan Officer
Primary Residential Mortgage
14500 N. Northsight Blvd. Suite 300 Scottsdale, AZ 85260 480.448.2021 (Direct) 480.882.0840 (Fax) firstname.lastname@example.org Lic. #0924911 NMLSR #209113
Loans for Veterans, Seniors and FHA
Cheri Gruber Mortgage Account Executive MidFirst Bank-Retail Mortgage Lending NMLS ID 351924 email@example.com 702 E. Thunderbird Rd. Phoenix, AZ 85022 480-365-8135 (Cell) 602-633-2061 (Fax)
Volunteer Mentor and Society Member - Big Brothers Big Sisters of Central Arizona 2nd Vice President 2012 - Arizona Association of Real Estate Brokers (AAREB) Board Member 2012 - Hispanic Association of Real Estate Professionals(HAREP)