Arizona Homes and Land Group... Jeffrey Masich and Adriana Poclitar, HomeSmart®

Jeffrey Masich, Realtor discusses qualifying for a mortgage to purchase a home and free grants that may be available.

Home Affordability Calculator

Use this Home Affordability Calculator to figure the monthly payments and affordability of your new home. This calculator adds in some other standard home purchase costs and common monthly expenses such as:

Closing costs
Property taxes
Private Mortgage Insurance (PMI)
Hazard insurance
Estimate of monthly expenses as a percentage 

Click here for Home Affordability Calculator 

Note: when estimating your monthly expenses consider:

Electricity
Gas
Water/ Refuse collection
Cable
Landscaping
Pool

FHA Loans 3.5% Down Federal Housing Administration

VA Loans 0% Down Veterans Administration

Fannie Mae HomePath Loans 3% Down, No PMI, No Bank Appraisal, Closing Costs may be covered

USDA Loans 0% Down from US Department of Agriculture for modest homes in rural areas (see link for eligible areas)

Arizona Hard Money Loans Home Loans for those with Poor Credit, Renovation Loans, Bridge Loans and more

Home in Five Free Grant for home purchases in Maricopa County 

Home Plus Free Grant for Home Purchases 

Free Grants for Down Payment Assistance for Minority and Native American low income families

Types of Loans

Mortgage Loan Process

Mortgages for Canadians and Foreign Nationals

Mortgage Glossary

Mortgage Definitions and Topics Resource

Mortgage Loans for Special Needs (Note: Each mortgage lender services most types of loans)

Feel free to use your own lender or ask Jeff Masich for a lender to meet your needs. A " Pre-Qualification Form ", if using a mortgage loan for a home purchase, is needed in Arizona to present a purchase contract to a seller.

Most lenders will do FHA, VA, USDA, and Conventional Loans. Many will work with the Home in Five free grant while it is still avaliable.

FHA, VA, USDA and Conventional Loans

Arthur Brison II
Senior Loan Officer
Prime Lending
NMLS: 222864
480.346.8358 (Direct)
480.650.6697 (Mobile)
1120 S. Dobson Road, #230
Chandler, AZ 85286
arthur.brison@primelending.com
https://www.primelending.com/
Volunteer Mentor and Society Member - Big Brothers Big Sisters of Central Arizona 2nd Vice President 2012 - Arizona Association of Real Estate Brokers (AAREB) Board Member 2012 - Hispanic Association of Real Estate Professionals(HAREP)

All Loans including Home In Five Free Grants

Tyson Barry
Loan Officer | NMLS: 384649
Academy Mortgage
1750 East Northrop Blvd. Ste 230
Chandler, AZ 85286
(480) 246-3680 - Office
tyson.barry@AcademyMortgage.com
www.AcademyMortgage.com/tysonbarry
LO State Lic: AZ 0918217 
Corp NMLS: 3113 | Corp State Lic AZ #BK-0904081

VA, FHA, USDA, Conventional Loans:

Brent Sullivan
Sr. Loan Officer
Homeowner's Financial Group
16427 N Scottsdale Road, Suite 145
Scottsdale, AZ 85254
480.620.7300 (Direct)
480.422.4499 (Fax)
Brent@mortgagemind.com
www.mortgagemind.com
BK #0906222 NMLS #225904

VA, FHA, USDA, Conventional Loans:

Anthony Cappello
Sr. Loan Officer
Primary Residential Mortgage
14500 N. Northsight Blvd. Suite 300
Scottsdale, AZ 85260
480.448.2021 (Direct)
480.882.0840 (Fax)
acappello@primeres.com
Lic. #0924911 NMLSR #209113

Loans for Veterans, Seniors and FHA

Cheri Gruber
Mortgage Account Executive
MidFirst Bank-Retail Mortgage Lending
NMLS ID 351924
cheri.gruber@midfirst.com
702 E. Thunderbird Rd.
Phoenix, AZ 85022
480-365-8135 (Cell)
602-633-2061 (Fax)

Loans for Canadians and Foreign Nationals

Jeff Johnson
Mortgage Planner
IMortgage
NMLS ID 256618
DIRECT 480-344-7426
OFFICE 480-627-0100
CELL 480-330-9058
Jeff.Johnson@imortgage.com
http://www.imortgage.com/jeff.johnson
4800 N. Scottsdale Rd., Suite 1000
Scottsdale, Arizona 85251

VA, FHA, USDA and Conventional Loans:

Ben Andrus
Branch Manager
On Q Financial
Mortgage Consultant
NMLS #211881 l AZ-LO 0911857 l CA-DOC 211881
(480) 444-7111
ben.andrus@onqfinancial.com
www.benandrus.onqfinancial.com