Arizona Homes and Land to Purchase or Sell... Jeffrey Masich, HomeSmart®

Are free economic stimulus grants still available for buyers in Maricopa County, the largest county in Arizona? Yes!

The "Home in 5" down payment assistance program is available once again. This program provides a 5% grant (6% grant for veterans and military) that can be used for loan closing costs and down payment. The grant never needs to be repaid and there is no recapture tax of any sort upon the sale of the property. There is a not a requirement to be a first time homebuyer. The homebuyer just needs to buy the property as their primary residence. This program can be used in conjunction with a FHA, VA, or USDA loan (cannot be used on a conventional loan). The income limit is $88,340/year but other than that, borrowers just need to qualify for a FHA/VA/USDA loan (640 minimum fico score). The current rate for this program is a 30 Year Fixed at 3.75%. There are normal loan closing costs plus a mandatory 1% discount, 1% origination, and $460 in program fees. The borrower does not need to get pre-approved for the program by the government.  Selected lenders are approved to process loans under this program.  Borrowers/agents can call/email to prequalify just like they would with any other type of loan program. Here is the link to the program website http://www.mcida.com/cm/content/home_ownership.asp

Are you outside of Maricopa County. Check with the Arizona Department of Housing for stimulus fund programs in other areas of the state: http://www.azhousing.gov 

Jeffrey Masich, Realtor, GRI, MBA
HomeSmart
Real Estate
http://ArizonaHomesLand.com

The transformation of the McCormick's Ranch was based on a master plan developed by Gruen Associates of Los Angeles and Scottsdale Environmental Planners and Consultants. Development began with infrastructure and amenities. The amenities had a dual purpose by providing aesthetics, which included two championship 18-hole golf courses, more than 25 miles of bicycle paths, public tennis courts, 130 acres of man-made lakes, two of which can be used for sailing and several that are stocked with fish.

When Kaiser-Aetna purchased the Ranch, it was the country's largest single piece of property sold for a planned community within city limits. Today McCormick Ranch contains 3,116 total acres. Kaiser-Aetna sold the remaining undeveloped acreage to Transcontinental Properties in 1980. Transcontinental then sold 1,120 acres to Markland Properties. (History excerpt from McCormick Ranch POA)

As an example, see these luxury estates for sale in Paradise Valley: 



Bounded by Camelback Mountain, Mummy Mountain and Piestawa Peak to the east, Paradise Valley is the place to be.

Jeff Masich, Realtor, GRI, MBA
HomeSmart Realty
Scottsdale
http://ArizonaHomesLand.com 

The weather outside may be chillyl, but it certainly doesn’t mean you can’t find ways to have fun! Here are 10 family-oriented ideas to undo the winter blues while you’re waiting for Mother Nature to warm up.

1.Break out the board games. Put away the Smart phones and have some family fun and interaction. A great way to laugh and communicate.

2. Put together a puzzle. Dig out that 1,000-piece puzzle, spread it across the living room coffee table and dig in!

3. Build a fort. Pull out the extra linens, gather the leftover Christmas cardboard boxes and put together a fort that can hold the whole family. 

4. Go for a hike:. The McDowell Mountain Preserve in Scottsdale has over 20 miles of trails for all skill levels.

5. Go to a Museum: Many choices here, Music Instrument Museum, Heard Museum, Phoenix Science Museum, Natural History Museum in Mesa, Arizona Historical Society Museum near the Phoenix Zoo.

6. Head to the Snow. Head north to Flagstaff or Show Low for a burst of exercise and a little competition. Snowballs, sledding and Snowmen. Be sure and set rules (and the consequences for not following them) ahead of time.

7. Get Crafty. Use white printing paper and show your kids how to make snowflakes. Or make homemade silly putty and let the kids be the masters of their own creations!

8. Watch a movie. After you’ve exercised outdoors, head indoors for hot cocoa and a favorite movie. 

9. Bake. It’s easy to keep the kids entertained when you’re making chocolate chip cookies. Not only do they get to mix and roll ingredients, there’s a sweet reward at the end.

10. Look through old photo albums. A little nostalgia is a good thing! Take out old photo albums or old home videos and reminisce about the good ole’ days!

Home prices in Scottsdale and the Phoenix metro area are continuing their year long surge upward. This with mortgage rates remaining, for the time being, in record low below 4% area continues to make home purchasing affordable and bringing buyers to the market.

Many buyers that have sold their homes via short sale are anxiously returning to the home purchasing market after renting for the past three years. Typically, buyers must wait three years after a short sale before re-qualifying for an FHA mortgage.

Investors from around the country and Canada are continuing to purchase homes for cash. The median home in the Phoenix metro is selling for $157K as compared to $113K a few years ago. This upward selling price trend is evident. The number of foreclosed homes on the market is down with more traditional sales appearing on the market. Short sales have replaced foreclosed homes as the predominant distressed home on the market.



In an article dated December 4, 2012, Catherine Reagor of the Arizona Republic reports that... "The region's median price of an existing house reached $157,000 in October, up from $150,000 during the previous few months, according to Arizona State University's W.P. Carey School of Business.

"The summer lull ended, and we had an influx of snowbirds and other buyers," Mike Orr, director of Real Estate Theory for the business school, said in the report.

Metro Phoenix's median home price is up 34 percent from a year earlier. An increase in sales in October pushed home prices higher."

Ms Reagor's article also indicates that the home sales volume is increasing in addition to prices. This was evidenced in her artilcle by Michael Orr of the W.P Carey School of Real Estate from Arizona State University. 

"We're seeing about 5 percent more sales activity this October than last October," Orr said.

The article continues, "The price and sales increases occurred as the supply of homes for sale grew.

Some key numbers and trends associated with the rise in home values in the Valley:

The number of houses for sale has increased 31 percent, to 12,500, during the past few months.

New-home sales have jumped 85 percent from last year.

The average price per square foot of all houses sold in October was 26 percent higher than in October 2011.

More regular homeowners are selling or at least putting their houses on the market.

About 76 percent of all houses for sale in the region are priced below $150,000. Investors continue to purchase affordable houses in the area. Almost half of the homes bought for less than $150,000 were paid for with cash.

Foreclosure starts in October were down 41 percent from the same month in 2011. Foreclosures fell 15 percent.

Orr said Phoenix's housing market is shifting toward more normal resales between homeowners and buyers who intend to live in the house. These deals, called normal resales, are up 100 percent from October 2011.

Until recently, investors purchasing from lenders dominated the region's housing market and sparked bidding wars on the most-affordable homes in the best locations.

Orr said many regular buyers searching for houses priced below $150,000, unfortunately, are still being outbid by investors. But he and other housing-market watchers think the big Wall Street-funded investors purchasing most of metro Phoenix's homes will stop buying early next year as prices climb higher.

Orr said the increase in new-home sales and the drop in foreclosures will help the region's home prices continue to rise, but he said he isn't expecting another 5 percent median-price increase for November.

Home values up sharply from a year earlier. October's median price for a detached, single-family home in the Phoenix area was up 34.4 percent from the same month a year earlier, according to an Arizona State University report."

Source of above information: Arizona Republic, Catherine Reagor

The projections for the coming months continue to be up for the number of homes sold and prices. Buyers with a pre-approved mortgage loan may have to bid on multiple homes in the lower end of the market to win a similar bid from a cash buyer. Multiple offers on homes priced less than $200,000 are very common in many areas of the Phoenix metro area.

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com  

Merry Christmas! There is so much to do in Arizona and the Phoenix metro area and Scottsdale this December for Christmas and the holidays..

There are lights, music, shows and even snow!

For a complete list from the Arizona Republic with various sub-categories including a holiday light map: http://tinyurl.com/a9xy4gl

There is something do do every day of the week for the entire family.

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com
JeffMasich@ArizonaHomesLand.com

Home prices are expected their steady upward increase say many experts.

Home prices in the Phoenix metro have increased to a median of $150,000 from $113,000 a few years ago. This is well below the high water mark of $228,000 in 2005. However analysts forecast prices to increase steadily during the coming years. This is furhter aided by record low mortgage rates that are still hovering in the below 4% range for a 30 year fixed for buyers with good credit.

Catherine Reagor of the Arizona Republic, reported in her October 28, 2012 article, "Metro Phoenix home prices are expected to continue climbing during the next few years.

Housing analysts agree that demand for homes in the region is strong, and many don't appear to be concerned about prices rising too fast and shutting the door on regular homebuyers or investors.

Several experts are looking for metro Phoenix home prices to climb more than 10 percent annually during the next three years.

 "We think Phoenix home prices will appreciate 12 percent in 2013, 12 percent in 2014 and 10 percent in 2015," said national housing analyst John Burns of Los Angeles.

He said the price increases will be driven by "boomerang" buyers who purchase after waiting three years -- as required under new credit standards -- following a foreclosure or short sale.

"Our major assumption is continued strong economic growth (for Phoenix) and low mortgage rates," said Burns of John Burns Real Estate Consulting.

The Phoenix area's median home price has jumped by 35 percent during the past year, boosting the number of sales by homeowners who are not facing foreclosure or a distressed sale. The price gains in recent months have been smaller than earlier this year.

Matt Widdows, CEO of HomeSmart, Arizona's largest residential-real-estate brokerage, is also bullish on a further rebound in home prices.

"I would say that in the next five to seven years, we will see (home) prices back to levels we saw in 2005," he said. "Many (Phoenix-area) homes dropped to one-third of their value in 2005, and I have no doubt that we will be right back to those levels."

These might sound like aggressive forecasts, but even Arizona economist Elliott Pollack, whose forecasts are often conservative, recently projected Phoenix-area home prices would climb 50 percent by 2015-16.

Metro Phoenix's median home price is currently $150,000, so it would have to increase at least 11 percent annually over the next four years to reach $225,000, a 50 percent increase.

In May 2005, the median existing-home price in metro Phoenix was $228,000.

Other analysts aren't as bullish.

Mike Orr, an analyst with the W.P. Carey School of Business at Arizona State University, tracks home sales daily but never forecasts home prices more than a month out.

"At the moment, pricing pressure is upwards, but there is always the potential for prices to dip," he said. His monthly report on prices is due out this week.

An unknown for the housing market is what the handful of large investors who are buying thousands of homes in metro Phoenix plan to do with them.

If they decide to sell around the same time, the supply of homes could jump, dampening prices.

That's unlikely to happen, at least in the short term, industry experts say.

"We wouldn't sell now," said Justin Chang, a principal with one of the biggest residential investors in the country, Los Angeles-based Colony Capital. "We think (Phoenix) home prices will recover more."

He said the company wants to create a real-estate investment trust next year and put its metro Phoenix rental homes in the trust, then sell shares to individual investors.

Mark Stark, CEO of Prudential Arizona Properties, believes the increase in home prices has slowed and the market has steadied.

"If additional price increases do happen, I feel they will be gradual," Stark said. "We're not looking at any dramatic pricing changes."

Homebuilding in metro Phoenix was a dominant factor in the housing market until the crash. Many buyers once again are opting for new homes so they don't have to compete in bidding wars for inexpensive existing houses.

New-home building has more than doubled this year, and the price of new houses is climbing.

"We originally forecast 10,000 permits for new homes this year, but we are going to go well past 11,000," said Greg Burger, co-publisher of the Phoenix Housing Market Letter.

He said he expects the trend of rising new-home prices to continue for the next few years. The median price for a new Phoenix-area home is $222,000.

"Buyers waiting for the bottom of the market missed out months ago," Orr said."

To see the full article from Catherine Reagor: http://www.azcentral.com/arizonarepublic/news/articles/2012/10/26/20121026experts-see-home-prices-increasing.html

This is good news for home sellers that have been waiting on the sidelines to sell their homes. The news for buyers is good now. Home prices are expected by many to increase as mortgage rates are at record lows.

Jeff Masich
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

The available foreclosure home"for sale" inventory in the Phoenix metro market is continuing to decline. The result? Prices are continuing to increase.

Kristena Hansen of the Phoenix Business Journal reported on July 31, 2012, "While recent improvements in foreclosure activity nationwide seem to be tapering off, the latest CoreLogic housing report released Tuesday shows Phoenix posted the second largest year-over-year decline in foreclosure inventory during the second quarter.

Foreclosure inventory is defined by CoreLogic as the share of homes undergoing some stage of the foreclosure process out of all mortgaged homes. In the Phoenix area, the foreclosure inventory declined 1.1 percentage points from last year, the second-biggest drop among the 25 large metro areas that were examined in the report.

The decline brought the Valley’s foreclosure inventory rate to 2.5 percent for the second quarter, tying with the Los Angeles, Sacramento, Calif., and Washington markets for 12th highest rate, the report said.

While the Orlando, Fla. market posted the largest year-over-year decline in foreclosure inventory, 1.3 percentage points, the area still had the second-largest foreclosure inventory at the end of the second quarter. About 11.7 percent of all mortgaged homes in Orlando were facing foreclosure at the end of the second quarter.

Despite its declining foreclosure inventory, the Phoenix area still had the second-highest number of homes that were foreclosed on during the 12 months ending in June, the report said.

Metro Phoenix had 34,097 total completed foreclosures in the past 12 months, behind only the Atlanta’s 37,165.

Nearly 47,000 foreclosures have occurred in Arizona during the past year, the 6th-highest figure of all states behind California’s 124,262; Florida’s 90,961; Michigan’s 57,980; Texas’ 56,131; and Georgia’s 54,600.

Despite the year-over-year declines in foreclosures and foreclosure inventory, CoreLogic analysts say the improvements may be short lived as the nation saw no improvements from May to June."

Stay tune for more information.

Jeff Masich, Realtor, MBA
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

Fifteen (15) year mortgages also declined per Inman, "Rates on 15-year fixed-rate loans averaged 2.83 percent with an average 0.6 point, down from 2.86 percent last week and 3.66 percent a year ago. That's a new all-time low in records dating to 1991."

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

Going Down, Going Down! Next stop? Good news for buyers or those who wish to refinance.

Mortgage rates dipped to new record low territory again to 3.56% for the week ending July 14. This is the lowest for a 30 year fixed loan since 1971.  Homes are still afordable at these rates.

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

Rates on 30-year fixed-rate mortgage (FRM) averaged 3.62 percent with an average 0.8 point for the week ending July 5, down from 3.66 percent last week and 4.60 percent a year ago, Freddie Mac said in releasing the results of its Primary Mortgage Market Survey. That's a new all-time low in Freddie Mac records dating to 1971.

For 15-year fixed-rate mortgages, rates averaged 2.89 percent with an average 0.7 point, down from 2.94 percent last week and 3.75 percent a year ago. That's also an all-time low in records dating to 1991."

More info:  http://lowes.inman.com/newsletter/2012/07/10/news/193173,

Homes are still afordable at these rates.

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

The temperatures are not the only thing that are rising in the Phoenix metro real estate market. Yes, temperatures are at 100 degrees and rising. Home Sales also are HOT in the $100K price range. Homes under $150K in decent areas are going very quickly with multiple bid situations common. Prices are going up also.

The Arizona Republic reported on June 16, in an article by Lesley Wright: http://www.usatoday.com/USCP/PNI/Business/2012-06-16-PNIbiz-wv-regional06162012Republic1BusinessCPNIBrd_ST_U.htm ,  "For real-estate agents, homebuyers and especially homesellers, the West Valley is burning up, especially for homes less than $150,000. 'West Valley is really, really a hot market,' said Chris Heagerty, director of the Arizona Regional Multiple Listing Service Inc. That heat is strongest in the market for homes of $100,000 to $150,000, forcing new buyers to move to higher ranges."
 
This has given hope and light at the end of the tunnel for traditional home sellers as they finally see the number of distressed properties lessening and prices increasing. The Phoenix metro area is leading the nation in price increases year of year for the past quarter.

Ms Wright, reports that "Distressed properties, those houses owned by people facing foreclosure or short sales, still make up the bulk of sales. But ARMLS statistics show they have decreased in metro Phoenix to about 43 percent in May. That's a drop compared with their high-water mark in September 2010, when distressed properties made up 74 percent of homes sold."

Short sales are becoming the "new" foreclosure.

Ms. Wright further reports, "An equally significant number is the ratio of short sales -- in which a home sells for less than is owed on its mortgage -- to foreclosure. ARMLS statistics show that metro Phoenix had 2,245 short sales in May compared with 1,423 foreclosures. Short sales increased that month by 5.5 percent over April figures, while foreclosures decreased by 1.9 percent."

Mortgage rates remain at the lowest levels since 1971, helping to fuel the resurgence of the Phoenix real estate market.

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

Fewer houses for sale: Supply has dwindled as a smaller number of foreclosure homes go up for sale, and the number of homes on the market is at its lowest since the pre-2007 boom. There are about 8,800 houses for sale without a pending contract from a buyer. In 2008, there were more than 50,000. The total number of sales was down, as well, about 12 percent lower than in April 2011.

Declining foreclosures: The number of foreclosures was down 62 percent from a year earlier, to approximately 1,600."

Summer Evening Concerts are back in Phoenix metro area! Great family and friend entertainment. Choose from the following locations:  http://ow.ly/aWivI

Get out the glow in the dark frisbies, the kids, lawn chairs and the cooler. Take of your shoes and dance. Have Fun.

Jeff Masich, Realtor
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

HomeSmart Realty now leads Arizona with the most agents, continues to grow in Arizona and in the US. Arizona. With over 4,300 agents Arizona is also the largest brokerage in the southwest and is in the top ten in the US. Arizona Business Magazine provides a report: http://aznow.biz/real-estate/valley-real-estate-company-branches-arizona

Jeff Masich
http://ArizonaHomesLand.com

So you want to sell your home? Help your Realtor by having your home not scream out "I AM OUTDATED!".

Yes, everything still works. You may not feel your home is outdated, but the average buyer will feel this way if your home is in one of the following conditions.

Old Door Knobs

Are yours old, brassy? Does the one on the front door look like it has been through one to many winters?

Herman Munster styled- Front Door Lighting Fixtures

Do you expect to hear chains rattling inside the door? Get an inexpensive but modern light fixture.

1970s Style Stove and Oven

Does yours have a clock with dials and switches that yell Ozzie and Harriet? Time to  "Lose It" and replace with something newer.

Microwave plugged in on the counter

Buyers want a built in microwave over the stove.

Shag Carpets and LInoleum

Yikes! Laminate flooring is inexpensive and buyers like it.

Wall/Floor Moldings

Are yours simple and cheap and old? Get some new molding with some character. Inexpensive.

"Creative" Paint in the orange, purple and lime families

Have you noticed new homes? The designers and stagers paint the walls tan/champagne and with white trim on the moldings. There is a reason. Buyers like it.
 
Also as noted in the following by Roslyn Ashford in a recent article for Inman News.

"Dusty fake plants

 There are a number of easy-to-grow houseplants widely available, from the virtually indestructible snake plant to the common philodendron. Some plants thrive well in low sun and others work well with lots of sun and less watering. Consequently, there is really no need for fake plants in real life. They end up being dust collectors.

Messiness

Now we all know that not everyone is Felix Unger (of "The Odd Couple") neat. But if you know your house is on the market (hint: there is a real estate agent's lockbox on the outside of your front or side door), there is no need to leave your home with underwear on the floor, unmade beds and stacks of laundry on the coffee table. Would you be motivated to buy a home that shows like this? Why leave it like that for someone else?

 Popcorn ceilings and wood paneling
 
What else can be said? These items instantly date your home. If only I had a magic wand to make all the bad ceilings and wood paneling go away.

Kitchen cabinets busting at the seams

You know all of those small plastic containers accumulated from the weekly trips to the deli at the grocery store? Yes, it is OK to recycle these, along with plastic bottles, cans and glass bottles. Or you could even take some along when you donate clothes to local shelters or food to local food banks.

Just know that you don't have to keep each and every one that you receive. Because when a prospective buyer opens a cabinet door and they all fall out -- not so cool.

 Houses with too many pet items
 
Sellers: Not everyone loves your pets like you do. Not only should your pets be invisible during showings, but their accessories must go as well. That would be pet toys, food and water bowls, perches, dog beds, dog and/or cat carriers, large containers of food, etc. I'm not saying you have to toss it, but please find a way to store them out of the way for showings."

Others?

I would love to hear your own comments. Feel free to add to this column with your comments to benefit readers.

Jeff Masich, Realtor
Arizona Homes and Land
HomeSmart Realty
Scottsdale, Arizona
http://ArizonaHomesLand.com

Free "Things To Do" in Arizona Dec 30, 2011- Jan 1, 2012. See this week's list http://ow.ly/8dkQa

Follow each week for the current weeks list of Things To Do in Arizona.

See the holiday lights at McCormick Ranch Stillman Railroad Park in Scottsdale through January 1.





Jeffrey Masich

Here is the latest in the Phoenix metro on mortgage defaults, trustee sales and foreclosed properties per an update from Sarah Moran of Equity Title:

Distressed properties are thinning out.

"Default Properties: The status of a property currently within the Foreclosure process after the Bank records a Notice of Trustee Sale due to lack of borrower making payments for at least 90 days. Properties remain in this status until there is a recorded Trustee Sale or Cancellation of Trustee Sale.

• At the end of November 2011, there were 20,009 Active Default Residential Properties. This is down by 1903 units from the previous month when there were 21,903 Active Default Residential Properties. This is the 12th consecutive month that we have seen decreases in the number of Active Notices. FYI: The All-Time high was in December of 2009 when there were 47,606 Active Default Residential Properties.

Foreclosures: When the Bank either sells the property at the Trustee Sale (Auction) or takes the property back via Trustee's Deed.

• Foreclosures hit an All-Time, one-month high in March 2010 with 5,451. Last month, there were 2,436 Foreclosures. This was up by 204 units from October.

REO Properties: Properties that the bank owns due to lack of sale at the Trustee Sale (Auction).

• There are currently 9,870 Residential REO Properties - vs. last month when there were 10,451. This is a drop of 581 REO units in one month! In November 2010, there were 19,986 REO Properties - so we are down by 48% from then. There are approximately 2,310 REO Properties listed in the MLS, with an additional 2,632 REO Properties that are in Pending Status in the MLS. This means that there are approximately 4,928 REO Properties that are Foreclosed on, but have not yet been listed in the MLS."

Arizona banks are shifting their strategy to "Short Sales" and away from " Foreclosures. There is already a vast reduction in the number of foreclosures or REO (Bank Owned) properties on the MLS in the Arizona market.

The likely result will be for higher selling prices and less time and hastle in dealing with banks in closing new purchase contracts. The banks will want these deals to go through.

As reported by Catherine Reagor in The Arizona Republic on November 5, 2011, "After more than 175,000 foreclosures in metro Phoenix in the past several years, mortgage lenders in Arizona have done an about-face, approving a record number of short sales.

Rather than taking back homes and selling them at auction, bankers say, they are more frequently allowing distressed owners to sell the homes for less than the borrowers owe.

The trend could lead to rising sales prices, because short sales in metro Phoenix tend to sell for higher prices than homes taken back by lenders and resold.

It also probably means fewer empty homes across the region, or at least more homes that are now owned by investors who are fixing them up to resell or rent.

"Lenders don't want to foreclose in Arizona anymore. They want to do short sales," said Steve de Laveaga, senior vice president of Fidelity National Title, who led a panel discussion with lending executives at an industry forecast this week.

Each short sale is still a case of a borrower losing a home, but the impact of a short sale is less damaging for both the housing market and the homeowner's credit.

The consensus among lenders and housing-market experts at the standing-room only event Thursday was that short sales would continue to climb in the Phoenix area and foreclosures would continue to fall. The trend could lead to a rise in the median home value as soon as next year, because it decreases the number of homes sold for bargain prices at auction.

A shift to short sales is momentous for lenders, which only two years ago handled delinquent mortgages almost exclusively by foreclosure. After taking the homes back, banks resold so many for such low prices that sales pushed the area's median home price to a 10-year low.

Now, top lending executives say, they are seeing that while short sales mean a loss for the bank, that loss is less than they would suffer from a foreclosure auction.

At the same time, housing-market indicators are showing positive signs.

Arizona's mortgage delinquency rate is down 32 percent since 2009, a bigger drop than any other state, de Laveaga said. He said the fact that the nation's three biggest lenders sent executives to speak to Arizona real-estate agents and mortgage brokers in the audience is a sign they want to do more to slow foreclosures.

Shadow inventory
Arizona no longer has a large potential glut of future foreclosures looming over its housing market like other states, according to real-estate experts at the forecast.

A few years ago, foreclosures were rapidly climbing, and no one really knew how many homes banks had taken back and not yet resold. At the time, many in the industry worried about this so-called shadow inventory. A flood of homes put on the market after foreclosure would mean an oversupply, and prices would fall further.

The drop in late mortgage payments among Arizona homeowners, along with the decrease in bank-owned homes and foreclosures in metro Phoenix, means the area's shadow inventory is in check, the experts said.

The number of pending foreclosures in metro Phoenix is half of what it was last year, according to the Phoenix-based data service Information Market. The number of bank-owned homes listed for sale is almost a fourth of what it was a year ago, according to the Cromford Report. And because of a record number of short sales closing, the number of houses listed for short sale is down 72 percent from October 2010.

"The foreclosure crisis appears to be finally behind us. The shift to short sales is a great sign the housing market is moving toward a recovery," said Tom Ruff, housing analyst with the Information Market. "I am just not sure why it took lenders so long to see short sales are better for everyone."

Better deals
Bank executives at this week's session said short sales minimize their losses.

The average price per square foot for a Phoenix home sold through a short sale is $71. The average price per square foot for the sale of a lender-owned home is $60.

"We have approved a record number of short sales this year," said JK Huey, a panelist and senior vice president of Wells Fargo Home Mortgage's REO and short-sale division. "We know short sales are better deals overall. We have had to work on the process so we can do them more quickly with fewer steps."

There are many frustrated former homeowners in metro Phoenix who lost houses to foreclosure when they were in the midst of a short sale that would have meant a higher sales price for the home. Before this year, the biggest complaint about the short-sale process was that it took too long and potential buyers walked away as other divisions of a bank foreclosed on a borrower when a deal to sell the house for more through a short sale was in the works.

Bill Borda, a senior vice president with Bank of America's short-sale, deed-in-lieu and distressed-property division, said the lender has approved 20 percent of the short-sale applications made this year. Last year, it only OK'd 1.5 percent.

"We know we need a better batting average on short sales," he said.

He said BofA's goal is to approve short sales within 20 days. The lender also aims to approve more than 60 percent of its short-sale applications next year.

Stephanie Whittier, the Western region distressed-property manager for Chase Bank, said borrowers and real-estate agents can walk into the bank's two homeowners' aid centers in Phoenix or any branch and ask for help on a short sale.

Potential problems
While lenders' changing approach could help the market, it won't stop every foreclosure.

Lenders can make quick decisions on loans they own, but if they are handling a loan held by government-owned Fannie Mae or Freddie Mac or another investor, the guidelines for short sales must come from them. Fannie Mae and Freddie Mac own a majority of the 10,000 bank-owned homes in Arizona.

Huey said Wells Fargo now has only 300 homes in the state. The other lenders on the panel, BofA and Chase, didn't disclose how many foreclosure houses they have taken back in Arizona and haven't yet resold.

The federal government has a short-sale program called Housing Affordable Foreclosure Alternatives, HAFA, which is helping people, the panel agreed. Also, the Arizona Department of Housing is using more of a $267 million allocation in federal funds to help homeowners trying to do short sales.

Many on the panel agreed that many homeowners receiving mortgage-payment aid will likely end up having to sell their homes through short sales in a few years.

As the economic downturn drags on, their incomes won't increase enough for them to pay their mortgage when the assistance ends.

"Arizona's short-sale volume will go up in 2012," said Alex Charfen, a speaker on the forecast panel. "The economy must improve for short sales to slow."..."

Expect the short sale to be the vehicle for banks to move properties as foreclosures diminish.

Jeff Masich, Realtor
Arizona Homes and Land
http://ArizonaHomesLand.com
HomeSmart Realty
Scottsdale
 
 

Scottsdale, Arizona has been named the fourth-best city in the nation to live by Businessweek.com.
 
1. Raleigh, NC
2. Arlington, Va
3. Honolulu, HI
4. Scottsdale, AZ

Beth Duckett of the Arizona Republic reported on September 22, 2011, "Scottsdale has been named the fourth-best city in the nation to live by Businessweek.com  but not because of its lavish resorts or celebrity sightings.

Instead, in the online ranking of America's 50 best cities released this week, Scottsdale was recognized by the site for more fundamental quality-of-life reasons: superior schools, low unemployment and a bevy of parks.

Businessweek.com analyzed 100 of the nation's largest cities and towns, weighing qualities such as school scores, number of restaurants and educational attainment of residents.

Scottsdale edged out other well-known cities, including San Francisco and Washington, D.C., to secure a spot in the top five.

"It's an honor to be in the top five, and we hope to see Scottsdale move up the list in the years to come," Mayor Jim Lane said.

Gilbert (41), Chandler (45) and Phoenix (49) were the other Arizona cities to make the list.

The top spot went to Raleigh, N.C., which was lauded for its cultural graces, good schools and sprawling parklands.

Scottsdale outperformed all but one other city on a school-related index.

The city's score on an educational-quality index was 79.74, second only to Irvine, Calif.

The score was based on a combination of state standardized-test scores and the annual report card known as the National Assessment of Educational Progress, said Kristan Kirsh, a spokeswoman for Greatschools.org, which provided data to Businessweek.com.

The article cited Scottsdale's high number of park acres per person and low unemployment.

The unemployment rate was listed at 6.3 percent, which was the average from January through May, according to the U.S. Bureau of Labor Statistics. Arizona's most recent unemployment rate was 9.3 percent in August.

"Like many other Arizona cities, the foreclosure rate is high, but Scottsdale bucks the trend with low unemployment," Businessweek.com said.

Lane said Scottsdale has invested in its quality of life and international brand. The city is working to elevate its cache through redevelopment efforts on McDowell Road and investment in new infrastructure and tourism projects.

Among Arizona municipalities, Gilbert scored well on almost everything except cultural offerings and foreclosures. The town has few bars, restaurants, museums, libraries and colleges, which set back its rating, Businessweek.com said.

Chandler had some of the highest-ranked schools and a low violent-crime rate but suffered from a high foreclosure rate, according to the ranking.

Phoenix was lauded for its weather and golf courses but ranked lower because of its high foreclosure rate and a low percentage of people with bachelor's degrees.

After Raleigh, the highest-ranked cities were Arlington, Va.; Honolulu; Scottsdale; Irvine; and Washington. Rounding out the top 10 were San Diego; Virginia Beach, Va.; San Francisco and Anchorage, Alaska."

To read more from the Arizona Republic: http://www.azcentral.com/arizonarepublic/local/articles/2011/09/22/20110922scottsdale-ranked-no-4-city-live-in.html

Arizona is a great place to live with arts, nature, restaurants, resorts, golf, bike paths, shopping and the Arizona desert and Grand Canyon all close by. Scottsdale offer the opportunity to buy a home in the fourth best place to live in America with prices at the lowest levels in years and mortgage rates at 40 year lows.

Jeff Masich, Realtor
Arizona Homes and Land
http://ArizonaHomesLand.com
HomeSmart Realty
Scottsdale, Arizona

Free or Low Cost "Things To Do" in Arizona this weekend, September 24-25, 2011. "Like" me on Facebook or Twitter for the current week's list. Mileage is from downtown Phoenix. Have Fun!

Urban Wine Walk
Stop at 17 downtown Phoenix, Camelback corridor and Tempe restaurants along the Metro light-rail lin....September 24, 2011

Downtown Phoenix,, Phoenix, AZ 85003 | 0 miles

Women of Faith, Over the Top
The two-day event for women includes music, drama, laughter and stories from speakers and entertaine....September 23, 2011 - September 24, 2011

US Airways Center
201 E. Jefferson St. , Phoenix, AZ 85004 | 0.2 miles
888-493-2484

Chauffered Scavenger Hunt Gala
This fifth annual gala begins with a cocktail hour and then teams are taken by limousine on a compet....September 24, 2011

Waterfront
5350 S. Lakeshore Drive , Tempe, AZ 85283 | 10 miles
602-920-7653

City of Chandler Oktoberfest
German food booths and a Bavarian-style beer garden with more than 100 kegs of beer are featured. Ac....September 24, 2011

Dr. A.J. Chandler Park
3 S. Arizona Ave. , Chandler, AZ 85225 | 17 miles
480-782-2727

Wags 'N Whiskers Pet Expo
Participants are educated about how the desert can affect our animals. Trainers, charities, groomers....September 24, 2011

Sun City Festival Ball Park
27431 W. Beardsley Parkway , Buckeye, AZ 85396 | 35 miles
866-450-9322

Mozart Piano Concerto
Pianist Orion Weiss plays Mozart's Piano Concerto in C, K.467, used in films such as “Elvira Madig....September 22, 2011 - September 24, 2011

Symphony Hall
75 N. Second St. , Phoenix, AZ 85004 | 0.2 miles
602-495-1999

Thurgood Marshall College Fund Brunch
Keynote speaker at the eighth annual fundraiser brunch is Dennis W. Archer Sr., who was the first Af....September 24, 2011

Hyatt Regency Phoenix
122 N. Second St. , Phoenix, AZ 85004 | 0.2 miles
623-980-9659

The Art of Recovery Expo 2011
Treatment facilities, government agencies, marriage and family therapists, out-patient clinics and c....September 24, 2011

Phoenix Convention Center
100 N. Third St. , Phoenix, AZ 85004 | 0.3 miles
480-767-7880

Th (sic) Sense: "Sic of the (blank) Heat!"
Th[sic] Sense troupe is back from Summer sabbatical and ready to entertain audiences with new sketch....September 9, 2011 - September 24, 2011

Soul Invictus
1022 N.W. Grand Ave. , Phoenix, AZ 85007 | 0.8 miles
602-214-4344

Teen Volunteer Saturdays
Make a difference at the library by being a teen volunteer! Volunteering is a great way to get job e....September 24, 2011

Burton Barr Central Library
1221 N. Central Ave. , Phoenix, AZ 85004 | 0.9 miles
602-262-4636

Jason Schechterle Scholarship Ball
A night of celebration with dinner, dancing and entertainment. The evening will consist of a silent....September 24, 2011

Arizona Grand Resort
8000 S. Arizona Grand Parkway , Phoenix, AZ 85044 | 1.2 miles
602-485-0100

"Presumed Guilty"
This is the story of two young lawyers and their struggle to free Zúñiga who was wrongfully accuse....September 24, 2011

Phoenix Art Museum
1625 N. Central Ave. , Phoenix, AZ 85004 | 1.2 miles
602-257-1222

Polly Frost
The New York-based social humorist presents a one-woman show called “How to Survive Your Adult Rel....September 24, 2011

Alwun House Foundation
1204 E. Roosevelt St. , Phoenix, AZ 85006 | 1.2 miles
602-253-7887

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Heard Museum
2301 N. Central Ave. , Phoenix, AZ 85004 | 1.8 miles
602-252-8848

Ballet Under the Stars
Arizona communities are invited to enjoy a dance performance in an outdoor setting complete with a s....September 24, 2011

Steele Indian School Park
300 E. Indian School Road , Phoenix, AZ 85012 | 3.2 miles
602-262-6412

Auditions for the Phoenix Boys Choir
Boys age 7 and younger with an unchanged, clear singing voice and an ear for music are invited to au....September 10, 2011 - September 24, 2011

Helen C. Lincoln Center for the Phoenix Boys Choir
1131 E. Missouri Ave. , Phoenix, AZ 85014 | 4.8 miles
602-264-5328, Ext. 21

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Pueblo Grande Museum and Archaeological Park
4619 E. Washington St. , Phoenix, AZ 85034 | 5.3 miles
602-495-0901

Free Reading Level Screening for 1st -3rd Grade Students
Take 30 minutes to help your child read on grade level. If you have concerns about your child's read....September 24, 2011

Palo Verde Branch Library
4402 N. 51st Ave. , Phoenix, AZ 85031 | 6.6 miles
602-262-4636

Free Reading Level Screening for 1st -3rd Grade Students
Take 30 minutes to help your child read on grade level. If you have concerns about your child's read....September 24, 2011

Palo Verde Branch Library
4402 N. 51st Ave. , Phoenix, AZ 85031 | 6.6 miles
602-262-4636

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Desert Botanical Garden
1201 N. Galvin Parkway , Phoenix, AZ 85008 | 7.4 miles
480-941-1225

Desert Botanical Garden
Celebrate the first of the harvest with Amy Valdes Schwemm of "Mano Y Metate." Schwemm and participa....September 24, 2011

Desert Botanical Garden
1201 N. Galvin Parkway , Phoenix, AZ 85008 | 7.4 miles
480-481-8146

Saturday Family Storytime
Children birth to five accompanied by a caregiver. Have fun sharing books, fingerplays, songs, flann....September 24, 2011

Acacia Branch Library
750 E. Townley Ave. , Phoenix, AZ 85020 | 8.2 miles
602-262-4636

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Arizona Historical Society Museum at Papago Park
1300 N. College Ave. , Tempe, AZ 85281 | 8.2 miles
480-929-0292

Paper Shredding Fundraiser
Participants can shred their boxes or bags of paper. Three dollars of each box or bag go to Hospice ....September 24, 2011

ABCO Recycling and Document Destruction Services
9637 N. Cave Creek Road , Phoenix, AZ 85020 | 8.8 miles
602-943-9676

Lachlan Patterson
Lachlan Patterson has hopes of impacting the face of stand-up comedy on an international level. He h....September 23, 2011 - September 24, 2011

Stand-up, Scottsdale! Comedy Club
6820 E. Fifth Ave. , Scottsdale, AZ 85251 | 8.8 miles
480-882-0730

Teenzville Book Club
Book club for the Teens (ages 12-18) of Desert Sage Library! Tell your friends! Bring a book or chos....September 24, 2011

Desert Sage Branch Library
7602 W. Encanto Blvd. , Phoenix, AZ 85035 | 8.8 miles
602-262-4636

Walk from Obesity
Fit City Scottsdale, an organization promoting healthy living, and Scottsdale Healthcare sponsor thi....September 24, 2011

Eldorado Park and Community Center
2311 N. Miller Road , Scottsdale, AZ 85257 | 9.2 miles
480-312-2483

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Scottsdale Museum of Contemporary Art
7374 E. Second St. , Scottsdale, AZ 85251 | 9.2 miles
480-874-4666

Rock Out Hunger!
This benefit concert features Random Karma, a band comprised of three local physicians and an advert....September 24, 2011

Martini Ranch
7295 E. Stetson Drive , Scottsdale, AZ 85251 | 9.4 miles
480-970-0500

Walk For POP
The 2-mile fun walk celebrates celebrate prostate cancer survivors and honors those who lost their l....September 24, 2011

Kiwanis Park
6111 S. All America Way , Tempe, AZ 85283 | 9.8 miles
480-964-3013

Leukemia & Lymphoma Society Team In Training Info Session
Attend a no-obligation meeting and discover how you can become part of a training program designed t....September 24, 2011

Road Runner Sports
43 S. McClintock Drive , Tempe, AZ 85281 | 9.9 miles
602-567-7642

Paul Frame
See an intimate performance by entertainer and musician Paul Frame while enjoying $4 house wines, $1....September 24, 2011

Mumbles Place
6149 N. Scottsdale Road, Suite 105 , Scottsdale, AZ 85250 | 10 miles
480-659-8223

Tami Butcher
Families are invited to meet Butcher and hear the author read her debut picture book, "My Bonus Mom.....September 24, 2011

Changing Hands Bookstore
6428 S. McClintock Drive , Tempe, AZ 85283 | 11 miles
480-730-0205

Energy Simple Savings and Devices
Glendale residents who attend class receive energy-saving devices including a high-efficiency shower....September 24, 2011

Glendale Public Library
5959 W. Brown St. , Glendale, AZ 85302 | 11 miles
623-930-3760

How to Set Your Landscape Water Timer
Participants are taught how to set their water timers in this irrigation class, the first of a serie....September 24, 2011

Glendale Public Library
5959 W. Brown St. , Glendale, AZ 85302 | 11 miles
623-930-3760

Paper Shredding Fundraiser
Participants can shred their boxes or bags of paper. Three dollars of each box or bag go to Hospice ....September 24, 2011

White Dove Thrift Store
8461 E. McDonald Drive , Scottsdale, AZ 85250 | 11 miles
480-609-1190

Family Storytime
All ages with children, birth to five, accompanied by a caregiver. Have fun sharing books, finger pl....September 24, 2011

Mesquite Branch Library
4525 Paradise Village Parkway North , Phoenix, AZ 85032 | 12 miles
602-262-4636

Moon Valley Grasshopper Bridge 5K
A timed 5K run, and untimed 5K walk and 1K fun run begin at 7 a.m. and wind through Moon Valley Park....September 24, 2011

St. Paul's Catholic Church
330 W. Coral Gables Drive , Phoenix, AZ 85023 | 12 miles
602-448-9364

Italian Party Foods
Melissa Stockmar teaches participants how to make a variety of Italian-themed cuisine for a cocktail....September 24, 2011

Sweet Basil Gourmetware and Cooking School
10749 N. Scottsdale Road, Suite 101 , Scottsdale, AZ 85260 | 13 miles
480-596-5628

Xeriscape Lecture and Tour
Learn about gardening with desert-adapted plants, then take a walking tour of Peoria's Desert Fusion....September 24, 2011

Peoria City Hall
8401 W. Monroe St. , Peoria, AZ 85345 | 13 miles
623-773-7286

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Arizona Museum for Youth
35 N. Robson , Mesa, AZ 85201 | 14 miles
480-644-2468

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Arizona Museum of Natural History
53 N. MacDonald , Mesa, AZ 85201 | 14 miles
480-644-2230

Family Storytime
Children, birth to five, accompanied by a caregiver. Have fun sharing books, fingerplays, songs, fla....September 24, 2011

Cholla Branch Library
10050 Metro Parkway East , Phoenix, AZ 85051 | 14 miles
602-262-4636

"Titus Andronicus"
"Titus Andronicus" is the portrait of a society torn apart and was one of Shakespeare's most popula....September 9, 2011 - September 24, 2011

Mesa Arts Center
Farnsworth Studio Theater 1 E. Main St., Mesa, AZ 85201 | 14 miles
480-644-6500

Family Storytime
Have fun sharing books, fingerplays, songs, flannel board stories and more. Learn tips to build a f....September 24, 2011

Juniper Branch Library
1825 W. Union Hills Drive , Phoenix, AZ 85027 | 14 miles
602-262-4636

Prostate Cancer Screening
Men can get a free prostate cancer screening, which includes a blood draw and a digital rectal exam ....September 24, 2011

Virginia G. Piper Cancer Center at Scottsdale Healthcare
10460 N. 92nd St. , Scottsdale, AZ 85258 | 14 miles
480-323-1000

Renegade After Dark
Enjoy the music of Alice Tatum while dining on gourmet snacks, such as chicken and mushroom crepes, ....September 24, 2011

Renegade Canteen
9343 E. Shea Blvd. , Scottsdale, AZ 85260 | 15 miles
480-614-9400

Calculated Couples Singles Dance
Singles ages 39 to retirement are invited to come out to meet someone new and party with a live DJ, ....September 24, 2011

Sun City Country Club
9433 N. 107th Ave. , Sun City, AZ 85351 | 15 miles
602-765-0200

Down the Rabbit Hole: Fashion Rocks Wunderland
Channel your whimsical side for this “Alice in Wonderland” themed bash to benefit the American D....September 24, 2011

Skye
16844 N. Arrowhead Fountains Center Drive , Peoria, AZ 85382 | 16 miles
623-334-0010

Locavore Wine Dinner
The store's dining area is transformed into a family-style kitchen for a four-course Italian dinner ....September 24, 2011

Whole Foods Market
7111 E. Mayo Blvd. , Phoenix, AZ 85054 | 16 miles
480-515-3777

Health Perspectives on Sexual Exploitation
Health providers for exploitation victims are invited to attend this seminar, which features present....September 24, 2011

Care 1st Avondale Resource and Housing Center
328 W. Western Ave. , Avondale, AZ 85323 | 16 miles
623-247-6026

Hot Topics for Community Associations and Discussion
A representative from Mulcahy Law Firm P.C. discusses secrets for successfully collecting delinquent....September 24, 2011

The Care 1st Avondale Resource and Housing Center
328 W. Western Ave. , Avondale, AZ 85323 | 16 miles
623-882-7812

Paper Shredding Fundraiser
Participants can shred their boxes or bags of paper. Three dollars of each box or bag go to Hospice ....September 24, 2011

ABCO Recycling and Document Destruction Services
21628 N. 2nd. Ave. , Phoenix, AZ 85027 | 16 miles
602-943-9676

Litchfield Oktoberfest
Attendees can compete in a German-costume contest, a potato-sack race and make themed crafts at this....September 24, 2011

Wigwam Resort and Golf Club
300 E. Wigwam Blvd. , Litchfield Park, AZ 85340 | 17 miles
623-935-9040

Chandler C3HR Mariachi Festival
The Chandler Coalition for Civil and Human Rights presents an evening of music and folkloric dance. ....September 24, 2011

Chandler Center for the Arts
250 N. Arizona Ave. , Chandler, AZ 85225 | 17 miles
480-782-2680

Dave Alvin and the Guilty Ones
It has been three decades since brothers Dave and Phil Alvin hit the streets with “The Blasters,��....September 24, 2011

The Compound Grill
7000 E. Mayo Blvd., Suite 21 , Phoenix, AZ 85054 | 17 miles
480-585-5483

Lisa Heidinger
The author signs and discusses her new book, "Arizona: 100 Years Grand." The book is a geographical,....September 24, 2011

Barnes and Noble
Desert Ridge Marketplace 21001 N. Tatum Blvd., Suite 42, Phoenix, AZ 85050 | 17 miles
480-538-8520

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Deer Valley Rock Art Center
3711 W. Deer Valley Road , Phoenix, AZ 85308 | 17 miles
623-582-8007

Laugh Your Way to a Better Marriage
Married, single and divorced couples get a chance to laugh about and make vital changes to relation....September 23, 2011 - September 24, 2011

Cornerstone Worship Center
1595 S. Alma School Road , Chandler, AZ 85286 | 17 miles
480-726-8000

Emily's Toys 4 Joy Community Event and Toy Drive
Activities include bounce houses and inflatables, face painting, a spinning berry ride, make-and-tak....September 24, 2011

Paseo Highlands Park
3435 W. Pinnacle Peak Road , Phoenix, AZ 85027 | 18 miles
602-262-6575

Stargazing Night
A themed interactive stargazing program includes GPS computer-guided telescopes; a multimedia presen....September 24, 2011

Challenger Space Center
21170 N. 83rd Ave. , Peoria, AZ 85382 | 18 miles
623-322-2001

Live Music Saturdays
North Valley residents can take advantage of special discounts at Norterra restaurants while listeni....May 11, 2011 - September 24, 2011

The Shops at Norterra
2546 W. Happy Valley Road , Phoenix, AZ 85085 | 19 miles
623-582-9599

LTC Volunteer Days
Earn Community Service Hours by helping with Library projects. You must schedule a time with Kathy ....September 24, 2011

Desert Broom Branch Library
29710 N. Cave Creek Road , Phoenix, AZ 85331 | 22 miles
602-262-4636

Healthy Baby Speed Dating
Pregnant, soon-to-be pregnant and moms planning for the near future are invited to this speed-dating....September 24, 2011

Banner Del E. Webb Medical Center
14502 W. Meeker Blvd. , Sun City West, AZ 85375 | 23 miles
602-230-2273

Butterfly Bash
The monarch butterfly is celebrated during its fall migration. Activities include guided walks, info....September 24, 2011

City of Chandler Environmental Education Center
4050 E. Chandler Heights Road Veterans Oasis Park, Chandler, AZ 85249 | 23 miles
480-782-2890

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

River of Time Museum
12901 N. La Montana Drive , Fountain Hills, AZ 85268 | 23 miles
480-837-2612

Mountain Bike in the Moonlight – Pemberton Trail
Take a 2-hour, unguided moonlight bicycle ride along a competitive track. Helmets and lights with at....September 24, 2011

McDowell Mountain Regional Park
16300 McDowell Mountain Park Drive , Fountain Hills, AZ 85259 | 24 miles
480-471-0173

Reptile and Live Animal Feeding
Visitors watch as snakes Elvis, J.J. and Huey are fed. Also meet Buddy, the park’s new tarantula a....September 24, 2011

McDowell Mountain Regional Park
16300 McDowell Mountain Park Drive , Fountain Hills, AZ 85259 | 24 miles
480-471-0173

Mountain Biking Diva’s Night!
Women who are curious about the sport of mountain biking are encouraged to meet at the Trailhead Sta....September 24, 2011

McDowell Mountain Regional Park
16300 McDowell Mountain Park Drive , Fountain Hills, AZ 85259 | 24 miles
480-471-0173

Dining With the Stars Dinner Featuring Hahn Vineyards
The fall equinox is celebrated with a special alfresco five-course prix-fixe meal and stargazing in ....September 24, 2011

The Boulders Resort and Golden Door Spa
34631 N. Tom Darlington Drive , Scottsdale, AZ 85377 | 26 miles
480-488-7317

Kids Discovery Hike
Kids take a 1/2-mile discovery hike and scavenger hunt along the Nature Center Interpretive Trail. L....September 24, 2011

White Tank Mountain Regional Park
13025 N. White Tank Mountain Road , Waddell, AZ 85355 | 26 miles
623-935-2505

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Cave Creek Museum
6140 E. Skyline Drive , Cave Creek, AZ 85331 | 27 miles
480-488-2764

Claudette Cleveland
The author signs "Beneath and Beyond: The Hidden City." In the book, Tashi and other humans encounte....September 24, 2011

The Book Rack
1752 S. Signal Butte Road, Suite 108 , Mesa, AZ 85209 | 28 miles
480-380-0044

Pilates Workshops
Pilates Master Teachers Ton Voogt and Michael Fritzke lead two intensive Pilates workshops. A Triadb....September 24, 2011

Sonoran Spa and Fitness at Desert Mountain Club
10225 E. Desert Hills Drive , Scottsdale, AZ 85262 | 30 miles
480-488-2998

Summer Youth Baseball: Coach Pitch
Boys and girls ages 6-8 play coach-pitch baseball Monday and Wednesday evenings and Saturday morning....August 6, 2011 - September 24, 2011

Prospector Park
3015 N. Idaho Road , Apache Junction, AZ 85219 | 31 miles
480-983-2181

Summer Youth Baseball: Tee Ball
Boys and girls 4-5 play coach-pitch baseball Monday and Wednesday evenings and Saturday mornings. A ....August 6, 2011 - September 24, 2011

Prospector Park
3015 N. Idaho Road , Apache Junction, AZ 85219 | 31 miles
480-983-2181

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Superstition Mountain Museum
4087 N. Apache Trail , Apache Junction, AZ 85219 | 33 miles
480-983-4888

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Casa Grande Valley Historical Society
110 W. Florence Blvd. , Casa Grande, AZ 85222 | 44 miles
520-836-2223

Yucca Fiber Creations
Friends of the Hassayampa board member Jody Anderson teaches participants how to make writing paper....September 24, 2011

Hassayampa River Preserve
49614 Highway 60, Milepost 114 , Wickenburg, AZ 85390 | 50 miles
928-684-2772

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Desert Caballeros Western Museum
21 N. Frontier St. , Wickenburg, AZ 85390 | 52 miles
928-684-2272

The Arboretum Rock: Geology Tour
Participants are taught about rocks and volcanic formations seen along the main trail. Learn about g....May 28, 2011 - September 24, 2011

Boyce Thompson Arboretum State Park
37615 U.S. 60 , Superior, AZ 85273 | 54 miles
520-689-2811

Bye Bye Buzzards
Be sure to arrive early to enjoy this annual event in which turkey vultures preparing to migrate sou....September 24, 2011

Boyce Thompson Arboretum State Park
37615 U.S. 60 , Superior, AZ 85273 | 54 miles
520-689-2811

Arcosanti 3.5 Mile Run and 1 Mile Fun Run/Walk
Run a 5K or participate in the 1-mile fun run/walk along a scenic dirt road through the river valley....September 24, 2011

Arcosanti
13555 S. Cross L. Road , Mayer, AZ 86333 | 62 miles
480-242-4816

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Rim Country Museum
700 Green Valley Parkway , Payson, AZ 85541 | 69 miles
928-474-3483

Smithsonian Museum Day
Guests with the Smithsonian Day ticket receive free admission to the museum that day. Events and act....September 24, 2011

Phippen Museum of Western Art
4701 Arizona 89 North , Prescott, AZ 86301 | 74 miles
928-778-1385

Take a Hike! Hiking Spree Kickoff
Hike 12 new trails within the Prescott National Forest and the City of Prescott. Earn a collectible ....September 24, 2011

Highlands Center for Natural History
1375 S. Walker Road , Prescott, AZ 86301 | 78 miles
928-776-9550

Historic Prescott Corvette Show
Expected are 250 Corvettes from all over Arizona, California, Nevada, Oregon, Utah, Colorado, New Me....September 24, 2011

Prescott Courthouse Plaza
120 S. Cortez , Prescott, AZ 86313 | 79 miles
928-445-6761

The Script
In the United Kingdom, the Irish band fills arenas with its agreeably angst-filled brand of pop-rock....September 25, 2011

Marquee Theatre
730 N. Mill Ave. , Tempe, AZ 85281 | 7.6 miles
480-829-0607 480-829-1300

Shawn and Marlon Wayans
The two youngest brothers of the Wayans family, Shawn and Marlon, have followed in their family's fo....September 22, 2011 - September 25, 2011

Stand Up Live Comedy Theater
CityScape 50 W. Jefferson St., Suite 200, Phoenix, AZ 85003 | 0.1 miles
480-719-6100

Bobby Flay
The Food Network TV star signs his new cookbook, "Bobby Flay's Bar Americain Cookbook: Celebrate Ame....September 25, 2011

Sur La Table
7122 E. Greenway Parkway, Suite 100 , Scottsdale, AZ 85254 | 15 miles
480-998-0118

Arizona Restaurant Week
The fourth-annual event is put on by the Arizona Restaurant Association to showcase the state's evol....September 17, 2011 - September 25, 2011

Downtown Phoenix
, Phoenix, AZ 85003 | 0 miles

Pain Awareness Day With the Arizona Diamondbacks
See Scott MacIntyre from "American Idol" sing the national anthem during the pre-game presentation o....September 25, 2011

Chase Field
401 E. Jefferson St. , Phoenix, AZ 85004 | 0.3 miles
602-462-4113

Modern Mexican Art from the Blaisten Collection: Self and Nation
This collection of Mexican modernism art includes 80 paintings and sculptures created by 44 Mexican ....July 1, 2011 - September 25, 2011

Phoenix Art Museum
1625 N. Central Ave. , Phoenix, AZ 85004 | 1.2 miles
602-257-1222

"Teo's Journey"
Teo, a boy born and raised in Oaxaca, Mexico, has been estranged from his father Wenceslao, who spen....September 25, 2011

Phoenix Art Museum
1625 N. Central Ave. , Phoenix, AZ 85004 | 1.2 miles
602-257-1222

Dream Dash 5K
Run or walk this 5K benefitting the Center for Cancer and Blood Disorders at Phoenix Children's Hosp....September 25, 2011

Wesley Bolin Memorial Plaza
1700 W. Washington St. , Phoenix, AZ 85007 | 1.3 miles
480-225-1297

Black-Footed Ferret Celebration
Join in the celebration for the 30th anniversary of the re-discovery of black-footed ferrets in the ....September 24, 2011 - September 25, 2011

Phoenix Zoo
455 N. Galvin Parkway , Phoenix, AZ 85008 | 6.9 miles
602-273-1341

Silent Sunday
The park's main access roads are open only to non-motorized

Fairy Godmother's Tea Party
High tea is served in the Camelback Ballroom featuring separate menus for children and adults with c....September 25, 2011

The Phoenician
6000 E. Camelback Road , Phoenix, AZ 85251 | 8 miles
602-502-2743

"Lilly’s Purple Plastic Purse"
Enjoy tea, cupcakes, crafts, goody bags, a Childsplay costume fashion show and a visit from Lilly at....September 25, 2011

Tempe Center for the Arts
700 W. Rio Salado Parkway , Tempe, AZ 85281 | 8.4 miles
480-350-2822

“Night Gallery Aglow With Las Vegas Neon Artist”
International artist Pasha Rafat explores the physicality of light. Rafat utilizes and manipulates ....August 5, 2011 - September 25, 2011

Night Gallery
Tempe Marketplace 2000 E. Rio Salado Parkway, Tempe, AZ 85281 | 10 miles

Cool Season Vegetable Gardening
Instructor Kirti Mathura teaches participants about gardening through the fall and winter in a deser....September 25, 2011

Singh Farms
8900 E. Thomas Road , Scottsdale, AZ 85256 | 11 miles
480-225-7199

The King of Glory Concert Series
Doctor Robert Hamilton performs on piano joined by Kate Hamilton on viola. Robert Hamilton is a prof....September 25, 2011

King of Glory Lutheran Church
2085 E. Southern Ave. , Tempe, AZ 85282 | 11 miles
480-838-0477

Great Playwright Series: Tennessee Williams
This "Prelude to a Play" features plays, short stories and poetry with a little sweetness, sadness, ....September 9, 2011 - September 25, 2011

Theatre Artists Studio
4848 E. Cactus Road, Suite 406 , Phoenix, AZ 85254 | 12 miles
602-765-0120

Renegade Canteen Brunch
Listen to live music while you dine on brunch items including omelets, eggs Benedict, Belgian waffle....September 4, 2011 - September 25, 2011

Renegade Canteen
9343 E. Shea Blvd. , Scottsdale, AZ 85260 | 15 miles
480-614-9400

Renew & Revitalize Retreat: A Well-Being Weekend
Attendees are guided in a step-by-step meditation practice and twice-daily yoga to help eliminate st....September 24, 2011 - September 25, 2011

Agave, The Arizona Spa
The Westin Kierland Resort and Spa 6902 E. Greenway Parkway, Scottsdale, AZ 85254 | 15 miles
480-621-0140

"Steel Magnolias"
A group of female friends who live in a small Southern town congregate at character Truvy's hair sal....September 2, 2011 - September 25, 2011

Arizona Broadway Theatre
7701 W. Paradise Lane , Peoria, AZ 85382 | 16 miles
623-776-8400

TLC's Comedy Show
On Sunday nights, this Glendale restaurant hosts Valley comdians, who offer a night of clean, family....March 6, 2011 - September 25, 2011

Zendejas Grill
19420 N. 59th Ave. , Glendale, AZ 85308 | 16 miles
623-398-6434

Vino in the Valley
Enjoy award-winning local wines and cuisine prepared by the chefs at Litchfield's. Radio personality....September 25, 2011

Wigwam Resort and Golf Club
300 E. Wigwam Blvd. , Litchfield Park, AZ 85340 | 17 miles
602-546-2669

"Honk! Jr."
This musical adaptation of Hans Christian Andersen's “The Ugly Duckling” features a cast of more....September 23, 2011 - September 25, 2011

Creative Stages Youth Theatre
19209 N. 83rd Ave., Suite 106 , Peoria, AZ 85382 | 17 miles
623-298-4635

Autumn Affair
Drinks and hors d'oeuvres begin at 2 p.m., followed by a performance by Jose Corral, a Phoenix Symph....September 25, 2011

Heirloom: An American Restaurant
DC Ranch 20775 N. Pima Road, Scottsdale, AZ 85255 | 19 miles
602-321-2019

Ballet Under the Stars
Arizona communities are invited to enjoy a dance performance in an outdoor setting complete with a s....September 25, 2011

Fountain Park
12925 N. Saguaro Blvd. , Fountain Hills, AZ 85268 | 23 miles
480-816-5252

Pioneer Family Weekend
Pioneer Village hosts two-days of family-friendly activities, including mock gunfights, trolley ride....September 24, 2011 - September 25, 2011

Pioneer Living History Village
3901 W. Pioneer Road , Phoenix, AZ 85086 | 26 miles
623-465-1052

Lucas Oil Off-Road Racing Series
Speedworld hosts dozens of drivers, from amateurs to professionals, in a variety of off-road races i....September 23, 2011 - September 25, 2011

Speedworld Raceway Park Complex
19421 W. Jomax Road , Wittmann, AZ 85361 | 30 miles
623-388-2424

Edible and Medicinal Desert Plants Guided Walk
Ethno-botanist Dave Morris takes participants on a guided walk along Curandero Trail and provides a ....September 25, 2011

Boyce Thompson Arboretum State Park
37615 U.S. 60 , Superior, AZ 85273 | 54 miles
520-689-2811

Birds in the Garden
Join birders for a morning bird walk along the garden trails. Wear a hat, sunscreen and comfortable ....September 5, 2011 - September 26, 2011Desert Botanical Garden
1201 N. Galvin Parkway , Phoenix, AZ 85008 | 7.4 miles
480-941-1225


Jeff Masich, Realtor
Arizona Homes and Land
http://ArizonaHomesLand.com
HomeSmart Realty
Scottsdale

The Arizona Department o Housing has money available from the Federal government, $269 million dollars to be exact, to help unemployed or under employed homeowners stay in their homes when mortgage payments are missed or for help in a short sale with $4,500 in cash to homesowners and an offer to pay the seller closing costs (up to 3%). 

Per Catherine Reagor, Arizona Republic, September 21, 2011, "Money to help struggling homeowners complete short sales is the latest way the Arizona Department of Housing is trying to spend its $269 million in federal foreclosure-prevention funds.

The state agency is offering homeowners $4,500 and to pay their 3 percent closing costs if they work with their lender to complete a short sale instead of losing their home to foreclosure. But, of course, like the principal-reduction loan modifications the Housing Department has been trying to use the money for, it's all up to the lenders whether the deals go through.

The Arizona Housing Department's annual 2011 housing forum starts today at the Talking Stick Resort in Scottsdale. The conference draws housing advocates, counselors, builders, lenders and government officials from not only Arizona but other states and Washington, D.C. The purpose of the meeting is to discuss the tough issues facing housing. Of course, now there are many, including a growing number of homeless people in Arizona.

Housing Director Michael Trailor said the state agency will start taking applications for the short-sale program today. Go to http://housingaz.com to apply. It's the same site that is taking applications for the principal-reduction loan-modification program and unemployment mortgage aid, both of which also are being funded by federal money from the Hardest Hit Housing program.

The Arizona housing agency has been able to persuade lenders only to match their principal reductions to modify six loans, so far. The program was launched a year ago, and Trailor said as many as 30,000 Arizona homeowners should qualify.

He said the miserable results, because of lender's reluctance to cut principal and Fannie Mae and Freddie Mac's policy not to reduce loan amounts, have been a frustrating and time-wasting effort for his agency during the past year.

So, to try to spend some of the money to help homeowners, the agency received approval from the U.S. Treasury Department to start the short-sale program.

The Housing Department is also expanding its program to cover mortgage payments for more unemployed and underemployed homeowners who are eligible.

"We want to spend this money to help homeowners, but we need lenders' help," Trailor said. "Anyone who thinks they are eligible should immediately apply at our website."

Read more: http://www.azcentral.com/arizonarepublic/business/articles/2011/09/20/20110920reagor-agency-encourages-short-sales-offering-money.html#ixzz1Yf1yg069

There are progams to help the homeowner. Many people do not ask aobut these programs. Your Realtor is also a valuable research to get you started to learn about a homeowner's various options.

Jeff Masich, Realtor
Arizona Homes and Land
http://ArizonaHomesLand.com
HomeSmart Realty
Scottsdale, Arizona

"Things to Do" in Arizona this weekend August 26-28, 2011, many at no or low cost. 
 
Note: Mileage is from downtown Phoenix
 
 
   
Phoenix Suns Operation Orange Shoot Around
Phoenix Suns fans can shoot baskets on the main court at US Airways Center. A variety of basketball ....August 26, 2011
US Airways Center
201 E. Jefferson St. , Phoenix, AZ 85004 | 0.2 miles
602-379-7800
 
 
 
Ghosts, Guns and Death at Pioneer Village
Docents interpret life in the Arizona Territory. A Wild West twilight gunfight is held. Long-time gh....June 10, 2011 - August 26, 2011
Pioneer Living History Village
3901 W. Pioneer Road , Phoenix, AZ 85086 | 26 miles
623-465-1052 
 
 
  
 
Fridays at Elements Dinner and Live Music Series
Enjoy a glass of wine or a cocktail and listen to live music, including jazz entertainer Khani Cole,....June 24, 2011 - August 26, 2011
Elements
Sanctuary on Camelback Mountain 5700 E. McDonald Drive, Paradise Valley, AZ 85253 | 8.5 miles
480-948-2100
 
 
 
 
Antique Appraisal Event
Bring a treasured antique for a free appraisal by a professional. Appraisals are available on a firs....August 26, 2011
Thunderbird Retirement Resort
5401 W. Dailey St. , Glendale, AZ 85306 | 13 miles
602-938-0414
 
 
 
 
Funny Valentines and Broken Hearts
Valley performers Kristen Drathman and Rusty Ferracane, and composer and music director Craig Bohml....August 26, 2011
Chandler Center for the Arts
250 N. Arizona Ave. , Chandler, AZ 85225 | 17 miles
480-782-2680
 
 
 
 
The "Rock N' Roll Car Show"
McDonalds at the Pavilions shoppng center Indian Bend/101 Scottsdale, 9140 E. Indian Bend Road, Salt River Reservation.
A weekly cruise-in classic car show with a variety of classic and muscle cars, hot rods and modern e....
Ongoing Saturdays 4:00- 10:00pm
rockandrollcarshow.com
480-367-9500
 
 
 
 
 
"Self-Referential: Art Looking at Art"
Artists often address the world of art including its traditions, histories and economies in their w....June 1, 2011 - August 27, 2011
ASU Art Museum
Nelson Fine Arts Center 10th Street and Mill Ave., Tempe, AZ 85281 | 8 miles
480-965-2787
 
 
 
 
"By Myself and With My Friends"
In this exhibit six artists explore the complexities of human nature by looking at some of the thing....July 2, 2011 - August 27, 2011
ASU Art Museum
Nelson Fine Arts Center 10th Street and Mill Ave., Tempe, AZ 85281 | 8 miles
480-965-2787
 
 
 
 
"Living in Arizona"
This exhibit depicts desert landscapes in many genres. Participating Arizona artists include Sandy ....July 9, 2011 - August 28, 2011
Herberger Theater Center
Art Gallery 222 E. Monroe St., Phoenix, AZ 85004 | 0.2 miles
602-254-7399
 
 
 
 
Free Entertainment
See a variety of free entertainment in center court every Saturday and Sunday. Acts include magician....August 6, 2011 - August 28, 2011
Fiesta Mall
1445 W. Southern Ave. , Mesa, AZ 85202 | 13 miles
480-833-4121
 
 
 
 
Sunday Fundays
Each Sunday during summer, happy hour runs from 2 to 6 p.m., Live music is performed from 3 to 7 p.....June 19, 2011 - August 28, 2011
Harold's Cave Creek Corral
6895 E. Cave Creek Road , Cave Creek, AZ 85331 | 28 miles
480-488-1906
 
 
 
 
Exhibit of Paintings
Olney Gallery presents "Chronicles of Expanding Horizons" by Gratia Gibaut and Kurt Joachim von ....July 12, 2011 - August 30, 2011
Trinity Episcopal Cathedral
100 W. Roosevelt St. , Phoenix, AZ 85003 | 0.7 miles
602-254-7126
 
 
 
 
Kids Play Free
Junior golfers 17 and younger can play free when accompanied by a paid adult through Aug. 31. Junio....June 1, 2011 - August 31, 2011
Encanto 9 Golf Course
2300 N. 17th Ave. , Phoenix, AZ 85007 | 2.1 miles
602-262-5088
 
 
 
 
"Nostalgia"
Minimalism and practicality are considered virtues of artist Virginia Earle's native Scandinavia. Th....August 2, 2011 - August 31, 2011
Practical Art
5070 N. Central Ave. , Phoenix, AZ 85012 | 4.3 miles
602-264-1414
 
 
 
 
Kids Play Free
Junior golfers 17 and younger can play free when accompanied by a paid adult through Aug. 31 on the ....June 1, 2011 - August 31, 2011
Aguila Golf Course
8440 S. 35th Ave. , Laveen, AZ 85339 | 6.5 miles
602-262-5088
 
 
 
 
Anniversary All Artists Gallery Show
In celebration of the gallery's 10th anniversary, a special exhibition displays an array of contempo....July 1, 2011 - August 31, 2011
Duley-Jones Gallery
7100 E. Main St. , Scottsdale, AZ 85251 | 8.9 miles
480-945-8475
 
 
 
 
"Equine and Equestrian"
This exhibit features paintings of riders and horses. Paul Sheldon and Amy Novelli interpret the Wes....August 4, 2011 - August 31, 2011
Colores by Wilde Meyer Gallery
7100 E. Main St. , Scottsdale, AZ 85251 | 9 miles
480-947-1489
 
 
 
 
"The 19th Dog Days"
This exhibit features canines of all stature, shapes and form. More than 30 artists show off interpr....August 4, 2011 - August 31, 2011
Colores by Wilde Meyer Gallery
7100 E. Main St. , Scottsdale, AZ 85251 | 9 miles
480-947-1489
 
 
 
 
Free Ice Cream for Kids!
Kids age 12 and younger can get a free ice cream on Wednesdays throughout August at the Ice Cream Sh....August 3, 2011 - August 31, 2011
Rawhide at Wild Horse Pass
5700 W. North Loop Road , Gila River Reservation, AZ 85226 | 20 miles
480-502-5600
 
 
 
 
"ZAP! POW! BAM! The Superhero: The Golden Age of Comic Books, 1938-1950"
During the economic and political turmoil of the 1930s and 1940s, comic books offered America champi....May 5, 2011 - September 2, 2011
Scottsdale Civic Center Library
3839 N. Drinkwater Blvd. , Scottsdale, AZ 85251 | 9.4 miles
480-874-4645
 
 
 
 
"Words of Art"
Visit the museum's summer exhibition "Words of Art" to see how the written word is teamed with a var....June 4, 2011 - September 3, 2011
ASU Art Museum
Nelson Fine Arts Center 10th Street and Mill Ave., Tempe, AZ 85281 | 8 miles
480-965-2787
 
 
 
 
Andrew Wyeth: America's Painter
The expansive collection of Andrew Wyeth's 70-year career is on display, including works of his mo....April 7, 2011 - September 3, 2011
American Fine Art Editions
3908 N. Scottsdale Road , Scottsdale, AZ 85251 | 9.1 miles
480-990-1200
 
 
 
 
Farmers Market
The front lawn turns into a market, offering fresh, organic produce from 15 Valley farmers and artis....April 23, 2011 - September 4, 2011
The Wigwam
300 Wigwam Blvd. , Litchfield Park, AZ 85340 | 17 miles
623-935-3811
 
 
 
 
Blue Star Museums
This program offers free admission to active duty military, such as Army, Navy, Air Force, Marines, ....June 2, 2011 - September 5, 2011
Arizona Science Center
600 E. Washington St. , Phoenix, AZ 85004 | 0.4 miles
602-716-2000
 
 
 
 
Blue Star Museum Initiative
This nationwide program offers free admission to the Heard for all active duty military personnel an....May 30, 2011 - September 5, 2011
Heard Museum
2301 N. Central Ave. , Phoenix, AZ 85004 | 1.8 miles
602-252-8848
 
 
 
 
Blue Star Museum Initiative
This nationwide program offers free admission to the Heard for all active duty military personnel an....May 30, 2011 - September 5, 2011
Heard Museum North Scottsdale
32633 N. Scottsdale Road , Scottsdale, AZ 85266 | 25 miles
480-488-9817

Free "Things to Do" in Arizona this weekend August 19-21, 2011, many at no or low cost.

"Like" my Twitter or Facebook links on my websitte for the always current week's list of "Things to Do" in Arizona this Weekend.

Note: Mileage is from downtown Phoenix
 


Summer Farmers Market



This market is held under the shade of the stadium's concourse and features local growers and specia....June 16, 2011 - August 20, 2011
Scottsdale Stadium
7408 E. Osborn Road , Scottsdale, AZ 85251 | 9.2 miles
623-848-1234
 
 
 
Classic Disney Films
Bring the whole family to appreciate the classic Disney film "The Adventures of Ichabod and Mr. Toad....August 20, 2011
Tempe History Museum
809 E. Southern Ave. , Tempe, AZ 85282 | 9.3 miles
480-350-5100
 
 
 
 
Fall Arts Kick-Off
The upcoming season is previewed and ticket specials. There is also music, a no-host bar and artist....August 19, 2011
Tempe Center for the Arts
700 W. Rio Salado Parkway , Tempe, AZ 85281 | 8.4 miles
480-350-2867
 
 
 
Jeremiah Clay
Singer and songwriter Jeremiah Clay presents an original acoustic set showcasing his vocal talent an....August 19, 2011
Mumbles Place
6149 N. Scottsdale Road, Suite 105 , Scottsdale, AZ 85250 | 10 miles
480-659-8223
 
 
 
Rachel Eckroth
Rachel Eckroth's talents have secured her positions as a jazz pianist, an Off-Broadway musical dir....August 19, 2011
Chandler Center for the Arts
250 N. Arizona Ave. , Chandler, AZ 85225 | 17 miles
480-782-2680
 
 
 
 
Fence "Christening" Party
Bring hubcaps, automobile plates and gas-station memorabilia to decorate 150 feet of fence surroundi....August 20, 2011
Big Earl's Greasy Eats
6135 E. Cave Creek Road , Phoenix, AZ 85331 | 28 miles
480-575-7889
 
 
 
 
Auditions for the Phoenix Boys Choir
Boys age 7 and younger with an unchanged, clear singing voice and an ear for music are invited to au....August 20, 2011
Helen C. Lincoln Center for the Phoenix Boys Choir
1131 E. Missouri Ave. , Phoenix, AZ 85014 | 4.8 miles
602-264-5328  ext. 21
 
 
 
 
Adventure in the Library with First Things First
Join us for a special storytime adventure.August 20, 2011
Acacia Branch Library
750 E. Townley Ave. , Phoenix, AZ 85020 | 8.2 miles
602-262-4636
 
 
 
 
Frank Kuhns
Frank Kuhns takes audiences on a mellow musical journey to the light side of Johnny Cash and Dave Ma....August 20, 2011
Mumbles Place
6149 N. Scottsdale Road, Suite 105 , Scottsdale, AZ 85250 | 10 miles
480-659-8223
 
 
 
Homebuyer Education Course
Participants are taught about the home-buying process, including lender guidelines, estimating how m....August 17, 2011 - August 20, 2011
Take Charge America
20620 N. 19th Ave. , Phoenix, AZ 85027 | 16 miles
623-266-6195
 
 
 
MediaCom Summer Concerts in the Park
Families can take lawn chairs to the park to hear the Beatles tribute band Yesterday perform popular....August 20, 2011
Veterans Memorial Park & Gazebo
1001 N. Idaho Road , Apache Junction, AZ 85119 | 31 miles
480-983-2181
 
 
 
August Doins - 127th Annual World's Oldest Continuous Rodeo
See barrel racing, bull riders, steer wrestlers and bronc riders compete for cash and prizes daily. ....August 18, 2011 - August 21, 2011
Payson Event Center
1400 S. Beeline Highway , Payson, AZ 85541 | 69 miles
928-474-9440
 
 
 
North Valley Family Night
Wear comfortable shoes and head to the suite by the Doll House & Toy Store near Harkins Norterra 14 ....April 26, 2011 - August 23, 2011
The Shops at Norterra
2546 W. Happy Valley Road , Phoenix, AZ 85085 | 19 miles
623-582-9599
 
 
 
LeRoy Neiman Works of Art for Sale
An expansive sale of Neiman's work from his 60-year career is available. Highlighted pieces includ....February 25, 2011 - August 25, 2011
American Fine Art Editions
3908 N. Scottsdale Road , Scottsdale, AZ 85251 | 9.1 miles
480-990-1200
 
 
 
Ghosts, Guns and Death at Pioneer Village
Docents interpret life in the Arizona Territory. A Wild West twilight gunfight is held. Long-time gh....June 10, 2011 - August 26, 2011
Pioneer Living History Village
3901 W. Pioneer Road , Phoenix, AZ 85086 | 26 miles
623-465-1052
 
 
 
Fridays at Elements Dinner and Live Music Series
Enjoy a glass of wine or a cocktail and listen to live music, including jazz entertainer Khani Cole,....June 24, 2011 - August 26, 2011
Elements
Sanctuary on Camelback Mountain 5700 E. McDonald Drive, Paradise Valley, AZ 85253 | 8.5 miles
480-948-2100
 
 
 
 
Andrew Wyeth: America's Painter
The expansive collection of Andrew Wyeth's 70-year career is on display, including works of his mo....April 7, 2011 - September 3, 2011
American Fine Art Editions
3908 N. Scottsdale Road , Scottsdale, AZ 85251 | 9.1 miles
480-990-1200
  
 
 
The "Rock N' Roll Car Show"
McDonalds at the Pavilions shoppng center Indian Bend/101 Scottsdale, 9140 E. Indian Bend Road, Salt River Reservation.
A weekly cruise-in classic car show with a variety of classic and muscle cars, hot rods and modern e....
Ongoing Saturdays 4:00- 10:00pm
rockandrollcarshow.com
480-367-9500
 
 
 
 
"In Depth"
The underwater photography of Martin Hazine is featured. Hazine wanted a change from desert photogra....August 5, 2011 - August 19, 2011
The Icehouse
429 W. Jackson St. , Phoenix, AZ 85003 | 0.4 miles
602-570-8199
 
 
 
 
 
North Valley Family Night
Wear comfortable shoes and head to the suite by the Doll House & Toy Store near Harkins Norterra 14 ....April 26, 2011 - August 23, 2011
The Shops at Norterra
2546 W. Happy Valley Road , Phoenix, AZ 85085 | 19 miles
623-582-9599 
 
 
 
 
Exhibit of Paintings
Olney Gallery presents "Chronicles of Expanding Horizons" by Gratia Gibaut and Kurt Joachim von ....July 12, 2011 - August 30, 2011
Trinity Episcopal Cathedral
100 W. Roosevelt St. , Phoenix, AZ 85003 | 0.7 miles
602-254-7126
 
 
 
 
Kids Play Free
Junior golfers 17 and younger can play free when accompanied by a paid adult through Aug. 31. Junio....June 1, 2011 - August 31, 2011
Encanto 9 Golf Course
2300 N. 17th Ave. , Phoenix, AZ 85007 | 2.1 miles
602-262-5088
 
 
 
Kids Play Free
Junior golfers 17 and younger can play free when accompanied by a paid adult through Aug. 31. Junior....June 1, 2011 - August 31, 2011
Palo Verde 9 Hole Course
6215 N. 15th Ave. , Phoenix, AZ 85015 | 5.6 miles
602-262-5088
 
 
 
 
Kids Play Free
Junior golfers 17 and younger can play free when accompanied by a paid adult through Aug. 31 on the ....June 1, 2011 - August 31, 2011
Aguila Golf Course
8440 S. 35th Ave. , Laveen, AZ 85339 | 6.5 miles
602-262-5088
 
 
 
 
Anniversary All Artists Gallery Show
In celebration of the gallery's 10th anniversary, a special exhibition displays an array of contempo....July 1, 2011 - August 31, 2011
Duley-Jones Gallery
7100 E. Main St. , Scottsdale, AZ 85251 | 8.9 miles
480-945-8475
 
 
 
 
"Equine and Equestrian"
This exhibit features paintings of riders and horses. Paul Sheldon and Amy Novelli interpret the Wes....August 4, 2011 - August 31, 2011
Colores by Wilde Meyer Gallery
7100 E. Main St. , Scottsdale, AZ 85251 | 9 miles
480-947-1489
 
 
 
"The 19th Dog Days"
This exhibit features canines of all stature, shapes and form. More than 30 artists show off interpr....August 4, 2011 - August 31, 2011
Colores by Wilde Meyer Gallery
7100 E. Main St. , Scottsdale, AZ 85251 | 9 miles
480-947-1489 
 
Have Fun!
 
Jeff Masich
Realtor®
Arizona Homes and Land
HomeSmart Realty
www.JeffMasich.com

See the website for Homes for Sale or search for free the Realtor's MLS Map Search for Arizona Homes and Land 
   
 

30-year fixed-rate mortgages: averaged 4.39 percent, downfrom last week’s 4.55 percent average. A year ago at this time, 30-year rates averaged 4.49 percent.  

15-year fixed-rate mortgages: averaged 3.54 percent, dropping from last week’s 3.66 percent average.Last year at this time, 15-year rates averaged 3.95 percent.  

5-year adjustable-rate mortgages: averaged 3.18 percent this week, falling from last week’s 3.25 percent average. Last year at this time, 5-year ARMs averaged 3.63 percent.

1-year adjustable-rate mortgages: were the only ones on the rise last week, averaging 3.02 percent this week, which is up from last week’s 2.95 percent average. Last year at the time, 1-year ARMs averaged 3.55 percent.  

The Phoenix area housing market is gaining ground new data shows with sales increasing sharply in June with the median price up.

Are the boom days back in Arizona for home sales? It feels like it.

Catherine Reagor of the The Arizona Republic reported on July 8, 2011, "Frenzied home-sales activity in June proved earlier speculation about a third dip in metro-Phoenix home prices to be untrue.

The median price of an existing home in the region climbed to $118,950 last month, after hovering at a real-estate crash low of $115,000 for six straight months, according to the Information Market, a realty-data company.

The rate of home sales also rose, with a nearly record 9,450 used and new homes sold in Maricopa County in June, the largest monthly number since the end of housing boom in December 2006. And that number doesn't include the more than 1,300 homes sold at foreclosure auctions by lenders.

The home-sales market has been dominated by foreclosure homes, but foreclosures also declined. The region had 2,000 fewer active foreclosure filings in June than May. At the same time, the number of homes for sale was down nearly 10 percent from May.

The combination means a decrease in inventory, as more foreclosure homes are resold and fewer homes come on to the market to replace them. That drop in supply helps trigger an uptick in prices.

Market indicators started to show signs of a recovery in March. The recent numbers are a further confirmation.

"Supply continues to drop while demand is extremely strong," said real-estate analyst Mike Orr, who publishes the online daily "Cromford Report."

He said there are still some market watchers who believe there is a large "shadow inventory" looming over Phoenix. These homes, which aren't in foreclosure but could soon be taken back by lenders, could flood the market and drive prices down again. But his figures show Phoenix's shadow inventory has been steadily falling since November 2010 and won't impact prices.

Most of the buyers of Valley homes continue to be investors, according to public records.

More than 1,300 foreclosure homes sold in June at what are known as trustee-sale auctions, the Information Market said. Those sales aren't included in the overall tally for metro Phoenix's home sales because public documents record them differently. But those auction sales definitely contribute to a shrinking inventory and higher home prices.

Many auction buyers are paying cash, and bidding wars are typical now as people try to buy the houses on the courthouse steps, hoping either to turn them into rentals or flip them for a quick profit.

The new-home market continues to struggle. Housing analyst RL Brown, who publishes the "Phoenix Housing Market Letter," said the wide disparity between foreclosure resales and new-home prices will continue to hurt the homebuilding market.

Short sales in the Valley climbed almost 50 percent in June from May, according to the Arizona Regional Multiple Listing Service. In these sales, lenders agree to let distressed borrowers sell a home for less than they owe, ensuring the bank gets some money rather than having to foreclose. The increase in these sales signals that more lenders are working with buyers to avoid foreclosure.

June has traditionally been a strong month for the housing market as more families look for homes before the school year starts. But investors are motivated differently, more by the timing of the short sale or foreclosure auction they are interested in.

Last year, a federal tax credit spurred many home sales, but that incentive is gone. Now, because of tighter lending guidelines, it can be more difficult for traditional buyers who are trying to obtain mortgages.

However, if the sales activity on June 30 is any sign of what is to be expected of July, the Valley's housing market could be in for another strong month. A record 2,216 homes sold on that day, more than any other single day in history.

"I was not surprised the median home price increased. It was something we were expecting," said Tom Ruff, a real-estate analyst with the Information Market."

I personally was involved in 5 sales in June where there were multiple offers. In each case the seller came back to the buyers, saying "Submit your Best and Final offer". This is was a flashback to the boom years in the Phoenix metro.

Jeff Masich, Realtor
Arizona Homes and Land
http://ArizonaHomesLand.com
HomeSmart Realty
Scottsdale

Free "Things to Do" in Arizona this 4th of July weekend July 1-4, 2011.
 
Check each week for the current's week list. Check here for this week http://t.co/kGWoOER



Fourth of July at Tempe Town Lake


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